2014 Student in Library

Types of Financial Aid

Loans Available for Law Students

The Federal Direct Unsubsidized Loan is available to students who have not had their Total Estimated Cost of Attendance met through other financial aid programs.

The annual maximum for the Unsubsidized Ford Federal Direct Loan program is $20,500.

Please go online to https://financialaid.uiowa.edu/types/loans/unsubsidized for further information on the interest rate and loan fees. You may defer payment on the principal and interest, but interest does accrue from the time the loan is disbursed.  If you defer interest payments, the interest is capitalized when the grace period ends.

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The Grad PLUS Loan is a federal educational credit-based loan that may be available to students who have not had their Total Estimated Cost of Attendance met through other financial aid programs and who do not have an adverse credit history. A credit check will be performed during the application process.  

If you have an adverse credit history you may still be eligible to receive a Federal Direct PLUS Loan. Your credit history may be considered adverse if you are experiencing any of the following credit conditions: accounts currently 90 days or more delinquent, unpaid collection accounts, bankruptcy discharge within the past five years, voluntary surrender of personal property to avoid repossession within the last five years, repossession of collateral within the last five years.

Other conditions apply. 

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A student with an adverse credit history may still receive a Direct PLUS Loan if the student obtains an endorser who does not have an adverse credit history. An endorser is someone who agrees to repay the loan if the student does not repay it.

Please go online to https://financialaid.uiowa.edu/types/loans/parentplus for further information on the interest rate and loan fees.  You may defer payment on the principal and interest, but interest does accrue from the time the loan is disbursed.  If you defer interest payments, the interest is capitalized when the grace period ends.

 

Bar Exam Loans are private educational loans. They are available for third-year students only and enable them to borrow funds for the costs associated with taking the bar, bar registration, bar review, and living expenses.

A credit check is required, and you may need a creditworthy cosigner.

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Additional Funding Options

Learn about scholarship and fellowship opportunities that can help fund your education.

Scholarships and Fellowships

Have questions? We are here to help.

Office of Financial Aid
University of Iowa College of Law
276 Boyd Law Building
Iowa City, IA 52242-1113
319-335-9142
law-financialaid@uiowa.edu

Office of Student Financial Aid University of Iowa 2400 University Capitol Centre Iowa City, IA 52242-1315 319-335-1450 http://financialaid.uiowa.edu financial-aid@uiowa.edu